Cindy Theien

Assistant Vice President

2822 Tower Avenue
Superior WI 54880

Office (715) 394.8972

Email: ctheien@nbofc.com

Business Hours: 8:30 a.m. - 5:00 p.m.

“While banking and mortgage lending always seem to be changing, it’s my job to assist my customers in choosing products that are right for them. There are numerous options for different situations whether a person is purchasing or constructing a dream home, buying rental property, consolidating, or looking at home equity financing. My goal is to ensure that every customer makes an informed and satisfying decision.” Read more about Cindy

Key Benefits
	Still want to have personal assistance? You can call or e-mail to allow me to answer any of your questions or to ask for advice.
	Ready to close on your mortgage quickly? I can get your mortgage approved in minutes, rather than days or weeks!
	Free Pre-qualifications I offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.
	Confused about which program to choose? I offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. I offer easy to understand explanations of each program on the site and am always just a call or e-mail away!

Today's Featured Rates

30 Year Fixed Rate
Rate	APR	Points
4.750%	4.862%	0.000%
20 Year Fixed Rate
Rate	APR	Points
4.625%	4.777%	0.000%
15 Year Fixed Rate
Rate	APR	Points
4.250%	4.442%	0.000%

Assumptions

Rates subject to change.

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EQUAL HOUSING LENDER

Superior		Duluth	Hermantown	Poplar	Solon Springs
1127 Tower Avenue PO Box 99 Superior WI 54880 (715) 394.5531 2822 Tower Avenue Superior WI 54880 (715) 395.5555	University of Wisconsin Rothwell Student Center (715) 395.7921	1314 E Superior Street Duluth MN 55805 (218) 730.0277	4105 Richard Avenue Hermantown, MN 55811 (218) 727.7555	4994 S Memorial Drive PO Box 15 Poplar WI 54864 (715) 364.2497	9245 E Main Street PO Box 279 Solon Springs WI 54873 (715) 378.2324

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